How much does daycare cost per month in the US?

The average cost of daycare in the US ranges from $800 to $2,500 per month, depending on location, type of care, and child's age. Urban areas and infant care tend to be more expensive, with some major cities exceeding $3,000 monthly. The national average is approximately $1,230 per month for center-based care.

Is daycare or a nanny more expensive?

A nanny is typically more expensive than daycare, costing $2,500 to $4,500+ per month for full-time care compared to $800-$2,500 for daycare centers. However, for families with multiple children, a nanny may become more cost-effective since the rate doesn't usually double per child. Nannies also offer personalized care and schedule flexibility.

What is the average cost of infant daycare?

Infant daycare (ages 0-12 months) is the most expensive childcare option, averaging $1,300 to $2,000+ per month nationally. Infants require lower caregiver-to-child ratios and more specialized care, which increases costs. In high-cost states like Massachusetts and California, infant daycare can exceed $2,500 monthly.

How can I reduce daycare costs?

You can reduce daycare costs by: using a Dependent Care FSA (save up to $5,000 pre-tax annually), claiming the Child and Dependent Care Tax Credit (up to $3,000 per child), choosing family daycare over centers (typically 20-30% cheaper), asking about sibling discounts, exploring employer childcare benefits, and considering part-time schedules or nanny shares with other families.

What's included in daycare costs?

Daycare costs typically include supervision, age-appropriate activities, meals and snacks, basic supplies, and liability insurance. Additional fees may apply for registration, late pickup, diapers/wipes, field trips, and extracurricular activities. Always ask for a complete fee schedule before enrolling to understand the true total cost.

At what age does daycare become less expensive?

Daycare costs generally decrease as children get older. Infant care (0-12 months) is most expensive, followed by toddler care (1-2 years), and then preschool age (3-5 years). The cost reduction occurs because older children require lower staff-to-child ratios. Expect a 10-20% decrease in costs as your child moves from infant to toddler care, and another reduction at preschool age.

Daycare Cost Calculator

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Last updated: June 2026

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Money-Saving Tips

Use Dependent Care FSA ($5,000/yr tax-free)
Claim Child Care Tax Credit (up to $3,000)
Consider nanny share to split costs
Look for employer childcare benefits

This calculator provides estimated childcare costs for educational planning purposes. Costs vary significantly by location, facility quality, and specific provider rates.

Note: These are approximate state averages. Actual costs in your area may vary. Contact local providers for accurate pricing.