How much is the Child Tax Credit in 2026?

For 2026, the Child Tax Credit is up to $2,000 per qualifying child under age 17. Of this amount, up to $1,700 may be refundable as the Additional Child Tax Credit (ACTC), meaning you could receive it even if you owe no taxes. The credit begins to phase out at $200,000 for single filers and $400,000 for married filing jointly.

Who qualifies for the Child Tax Credit?

To qualify, your child must be under 17 at the end of the tax year, be your dependent, have a valid Social Security number, live with you for more than half the year, and be a U.S. citizen, national, or resident alien. You must also meet income requirements - the credit phases out for higher earners.

What's the difference between refundable and non-refundable Child Tax Credit?

The non-refundable portion reduces your tax liability to zero but no further. The refundable portion (Additional Child Tax Credit) can result in a refund even if you owe no taxes. For 2026, up to $1,700 per child is refundable if you have earned income of at least $2,500.

At what income does the Child Tax Credit phase out?

The Child Tax Credit begins phasing out at $200,000 for single filers, head of household, and married filing separately, and $400,000 for married filing jointly. The credit is reduced by $50 for every $1,000 of income over these thresholds until it reaches zero.

Can I claim the Child Tax Credit if I'm self-employed?

Yes, self-employed parents can claim the Child Tax Credit. Your net self-employment income counts as earned income for the refundable portion (ACTC). Make sure to report all income accurately, as the IRS will verify your earnings to determine eligibility for the refundable credit.

What documents do I need to claim the Child Tax Credit?

You'll need your child's valid Social Security number, proof that the child lived with you for more than half the year (school records, medical records, or childcare records), and documentation of your income. Keep records of any support you provided, as the IRS may request verification.

Child Tax Credit Calculator

Calculate your 2024 Child Tax Credit and savings • Last updated: June 2026

Enter your tax information to calculate credit

2024 Credit Amounts

Child Tax Credit

$2,000 per child under 17

Up to $1,400 refundable

Other Dependents

$500 per dependent 17-23

Non-refundable

Maximizing Credit

Ensure valid SSNs
Maximize 401(k) to reduce AGI
Consider filing jointly
Time income strategically

The Child Tax Credit provides up to $2,000 per qualifying child under 17, with up to $1,400 being refundable. The Credit for Other Dependents provides $500 for qualifying dependents aged 17-23. Credits begin phasing out at higher income levels.

Sources: IRS Publication 972, IRS Form 8812, U.S. Department of Treasury Tax Credit Information.

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