Toddler Daycare Cost in Kentucky
2026 Average Rates for 1-2 years Childcare
Last updated: 2026
Weekly Cost
$135
Full-time daycare center
Monthly Cost
$585
Average in Kentucky
Annual Cost
$7,015
Per year estimate
State Ranking
#47
of 50 states
Toddler Daycare Costs in Kentucky: What Parents Pay in 2026
Parents in Kentucky pay an average of $135 per week ($585/month) for full-time toddler daycare center care. This makes Kentucky 29% more affordable than the national average for toddler childcare.
Toddler care (ages 1-2) costs slightly less than infant care as ratios increase to around 1:4 or 1:5. In Kentucky, this translates to approximately $7,015 annually for center-based care. Over the 3 years until kindergarten, Kentucky families can expect to spend around $21,044 on toddler care alone.
Kentucky ranks #47 out of 50 states for toddler daycare costs. This makes it one of the more affordable options in the Southeast region.
| Care Type | Monthly Cost | Annual Cost | vs. Daycare |
|---|---|---|---|
| Daycare Center | $585 | $7,020 | Base rate |
| Family Daycare | $468 | $5,616 | -20% |
| Nanny (Shared) | $877 | $10,524 | +50% |
| Exclusive Nanny | $1,461 | $17,532 | +150% |
How much does toddler daycare cost in Kentucky?
The average toddler daycare cost in Kentucky is $135 per week or $585 per month for full-time center-based care. This makes Kentucky one of the most affordable for toddler care nationally, ranking #47 out of 50 states.
Is Kentucky expensive for toddler childcare?
Kentucky is actually 29% below the national average for toddler care, making it a relatively affordable state for childcare at $585/month.
What's cheaper: daycare center or family daycare for toddlers in Kentucky?
Family daycare is typically 20% cheaper than daycare centers in Kentucky. For toddlers, family daycare averages $468/month compared to $585/month for center-based care.
How much will I spend on toddler care in Kentucky until kindergarten?
Based on current Kentucky rates, you can expect to spend approximately $21,044 total on toddler care until your child reaches kindergarten (about 3 years from 1-2 years).
What factors affect toddler daycare costs in Kentucky?
Key factors include: (1) Location within Kentucky - urban areas cost 20-40% more than rural; (2) Care type - nannies cost 50-150% more than centers; (3) Hours needed - part-time may not be proportionally cheaper; (4) Provider quality and accreditation; (5) Whether meals and supplies are included.
How can I reduce toddler daycare costs in Kentucky?
To reduce costs: Use a Dependent Care FSA (up to $5,000/year tax-free), claim the Child and Dependent Care Tax Credit (up to $3,000), consider a nanny share with another family, look for employer childcare benefits, or explore Kentucky's childcare assistance programs if you qualify.
What's the caregiver-to-child ratio for toddlers in Kentucky?
For toddlers in Kentucky, the typical ratio is 1:4 to 1:6, which allows for slightly lower costs than infant care while still ensuring proper supervision.
When should I start looking for toddler daycare in Kentucky?
Start your search 3-6 months in advance for toddler care in Kentucky. Quality providers fill up quickly, especially for the fall school year start.
Calculate Your Exact Costs
Get a personalized estimate based on your specific hours, care type, and location within Kentucky.
Use Interactive Calculator- Use Dependent Care FSA ($5,000/yr tax-free)
- Claim Child Care Tax Credit (up to $3,000)
- Consider nanny share to split costs 50%
- Check Kentucky childcare assistance programs
- Look for employer childcare benefits
Budget Impact
Toddler care in Kentucky represents approximately 12% of median household income.
Cost estimates are based on 2024-2025 state averages and may vary by specific location, provider, and services included. Contact local providers for accurate current pricing. Updated 2026.